For decades, people have been told that keeping gold in their retirement portfolio is a safe investment. In fact, many financial experts recommend that individuals put 10% of their portfolio into gold, simply because gold has traditionally been seen as a safe asset that can protect investors against market downturns. But, is this still a
Folks, there is no time like today to roll up your sleeves and tackle some home improvement projects – especially if you want to cash in and take advantage of the inventory shortage much of the country is facing. According to top agent insights, buyers are willing to submit offers above the asking price, forego
Nobody ever said that selling your home was an easy process. Nowadays, during the COVID-19 pandemic, when people are going out of their way to avoid in person interactions, having to go through the home selling process is even more burdensome. This added weight can make companies who offer to buy your home for cash
As history would have it, our fascination with impressively green, sprawling lawns is largely a by-product of some successful social engineering, where proud homeowners were made to value keeping their lawn well-manicured and immaculate as opposed to using the space that lawn takes up to grow their own produce. That said, however, there’s no disputing
You can amass a huge amount of money and create a lot of wealth. Looking at the never-ending, yet the ever-growing list of bills and start wondering how to make your money last, be strong, know that property can be created. In the past wealth was inherited, not created. In these times, one can create
Managing Debt At one point, you may have to deal with debt management. Debt is acquired when one lives beyond their means by spending more than they earn. Managing debt means controlling your debts responsibly. The essence of debt management is to eliminate debt and create an avenue for cash generation. Create a List of
One of the trickiest issues in personal finance is budgeting. Making a budget work for you can be very challenging. However, remember that a budget is not a getaway to financial freedom. You can get eliminate debts and achieve financial independence without a budget, but it can be much easier in many situations to use
Among the motives of investing in something is to get a massive return from it. All the businesses you see around are a form of investment that people have made. However, for you to get sizeable returns or profits from your investments, you need to select your investment options carefully. In this article, we’ve teamed
Taxes are unavoidable. Payment of tax is perceived by taxpayers as a burden. Trying to find ways that you can pay less in taxes can be a great relief to individuals. This guide delineates 8 tips to help you pay less in taxes. Take your time and read through 1. Shift Your Income to Others
A credit score is a 3 digit number that expresses a person’s creditworthiness. A credit score is mostly used when you want to get a loan. Various factors determine your credit scores. For example, how quickly you make your payments affect your credit score. Being able to pay your pending bills on time will make