Upsizing is the process of increasing the size of something. In this context, it is the ability to increase or extend a home. There are various reasons why an individual may choose to upsize his home. One of the reasons is when the family is expanding. This is because they may want to have enough
Budgeting is the process of putting into account how you spend your money. It is not advisable to do impromptu purchases because you are likely to buy unnecessary stuff. Having a plan on how you’re going to use your money is very important and will help you achieve and meet your needs depending on your
A credit score is a 3 digit number that expresses a person’s creditworthiness. A credit score is mostly used when you want to get a loan. Various factors determine your credit scores. For example, how quickly you make your payments affect your credit score. Being able to pay your pending bills on time will make
Looking for a white-collar job can be frustrating especially when you have spent hours sending applications in organizations. Many people are left unemployed due to a lack of opportunities to work. This has led to individuals looking for alternatives to put bread on the table. The online platform has opened many opportunities for people to
Should you do a DIY yourself or call a specialist to do it for you? This question leaves homeowners in a dilemma that seems not solvable any soon. There are DIY Projects That Will Actually Help You Save Money and if you learn how to do them, you will see a drop in your budget.
Delaying in paying your car loan might see you paying more than your car is worth. But why pay more when you can pay off your car loan early. Most car loans have repayment of about 60 to 72 months. That is up to six years which accumulates a lot of interest for you to
Even though dept is a happiness stealer, many debtors are not ready to give up parts of their lives to unchain themselves from debts. Over 50% of debtors say that they wouldn’t give up their cars. Moreso, up to 30% say they would not give up their vacations for up to 12 months for the
Buying a house- every person’s dream. But how to save to buy a house is a nightmare for many. Even after drafting a plan and striving to pay debts, every financial bump might see you drawn far from your goal. These struggles might shatter most aspiring house owners’ dreams but you should not be one.
Time flies, we are getting older and perhaps building families. It thickens more when we start having questions floating on our minds about what will happen to our families when we are gone. Some of the questions are; ‘What is life insurance?’ and ‘Why do I need life insurance?’ Life insurance is something that you
6 Benefits of Living Without Debt Did you know that the burden of debt affects not only your finances but your health as well? Well, owing someone or the bank money gives you stress that can have adverse implications for your health. Debt can be overwhelming, especially when it spirals out of control. Sometimes, when