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Retirement

How to Calculate Your Retirement Savings

One of the most important steps in planning for your retirement is to calculate your retirement savings. The average U.S. inflation rate for the last century was 3.22%, so if you’re thinking about retiring at 40, you should make sure to plan for six months of expenses. Likewise, you should check your debts and savings.

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Investments

The Limitations of Investment Advice

The Department of Labor has recently issued new rules governing Investment Advice. The new rules are designed to improve the quality of advice, and they are aimed at making it easier to find reliable sources of information. However, it is important for investors to understand the limitations of this type of advice. To help investors

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Finance

The Different Ways Virtual Banking and Mobile Banking Can Benefit You

A virtual bank is basically a bank that provides its financial services remotely either through telephone banking and online banking or via an independent online banking agency network and can also offer access through ATMs, internet and telephone. This type of bank usually reduces the considerable operational costs of maintaining a physical branch network. Virtual

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Savings

Saving Money on Food When Travelling

If on holiday you go for dinner and spend good money, you want to enjoy excellent food, so take the time to do some research. Food tours are particularly useful if you are traveling to a new country and are not sure what the local specialties are. The best way to get a food tour

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Investments

How to Choose the Best Day Cab Truck

There are several reasons why you may prefer to go for a day cab over a sleeper. Apart from better fuel efficiency, day cabs are also easier to maneuver. Day cabs also offer greater visibility because they feature a rear window. In case you are thinking of buying a day cab, below are some of

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Finance

How to effectively manage costs for your restaurant

Running a restaurant is stressful. It is also easy to lose money if you are not managing everything correctly and orderly. In order to ensure that you stay open and you are financially sound in order to make a profit, here are a few ways you can effectively manage your restaurant’s costs.  Stick to Your

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