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How Does Germany’s Health Insurance Work?

Understanding how a new country’s healthcare system works can be overwhelming, especially when you have to face a language barrier. However, if you will be living and working in Germany, you will need to learn about international healthcare insurance in the country. You will need to know that health insurance is obligatory for all German

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Finance

5 Smart Tips for New Businesses to Manage Their Finances

Running a business is no walk in the park. According to the U.S. Bureau of Labor Statistics, “approximately 20% of new businesses fail during the first two years of being open, 45% during the first five years, and 65% during the first 10 years. Only 25% of new businesses make it to 15 years or

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Debt

Debt-Free Living

Savvy consumers also avoid other bad habits, such as using credit to close budget gaps, leaving a monthly balance to accrue interest, and using one credit card to pay for another. They know their credit limit, they can pay strategically during the grace period, and they know how to avoid fines — and what those

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Finance

Banking Abroad

While traditional offshore jurisdictions tend to suffer from issues such as poor reputation, there are many other “onshore” banking jurisdictions that offer better benefits and stability. Despite what the conversation leaders on the internet are saying, you may want to avoid banking in the Caribbean and other classic Caribbean offshore jurisdictions. Offshore banking can provide

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Finance

What is crypto currency and how does it work?

We can say that crypto currency is a type of digital payment that does not include banks for transactions. We cannot carry it like physical money because the payment in crypto currency payments exists digitally. When you transfer the crypto currency funds, all the transactions are recorded in the public ledger. Advanced coding is used

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Retirement

How to Calculate Your Retirement Savings

One of the most important steps in planning for your retirement is to calculate your retirement savings. The average U.S. inflation rate for the last century was 3.22%, so if you’re thinking about retiring at 40, you should make sure to plan for six months of expenses. Likewise, you should check your debts and savings.

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Investments

The Limitations of Investment Advice

The Department of Labor has recently issued new rules governing Investment Advice. The new rules are designed to improve the quality of advice, and they are aimed at making it easier to find reliable sources of information. However, it is important for investors to understand the limitations of this type of advice. To help investors

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